Rates

Fees

Replace lost ATM card………………………10.00

ATM cash withdrawal dollar limit (in 24-hour
Time Period)……………………………500.00

ATM cash withdrawal at ATM’s we do not own or
Operate……………………………………….1.00
Dollar limit (in 24-hour time period)……500.00

Transfer funds to another account
(ATM not owned or operated by SNB)…….1.00

Automatic transfer of funds from a checking acct.
To a savings acct. (ATM not owned or
operated by SNB)…………………………1.00

Check printing….(fee depends on style of checks
ordered)
Checks order without preprinted form ………..10.00
Customer Printed Checks
(24 checks & 4 deposit tickets)……………..5.00

Cashier’s Check………………………………..5.00

Safety Deposit Boxes:
3” x 5”………………………..15.00
4” x 5”………………………..20.00
5” x 5”………………………..25.00
3” x 10”………………………30.00
5” x 10”………………………40.00

An account is dormant if, for 1 year checking or two
years on savings, you have made no deposits or withdrawals to the account and your account balance
is less than $100.00.

Dormant account fees
Checking…..5.00 per statement cycle
Savings……5.00 per quarter

Garnishments…………………………………50.00

Levies…………………………………………50.00

Overdraft/NSF fees (per item)………………..25.00

Transfers phoned in to bank ….……………….5.00

Account activity/statement printout…………...5.00

Account research (per hour)………………….20.00
(one hour minimum)
Personal checkbook balancing (per hour) ……20.00
(one hour minimum)
Copies from microfilm (per item)……………..5.00

Stop payments (all items)…………………….25.00

Photocopies (per page)………………………. .25

Domestic wire transfer
Outgoing………………… …………20.00
Incoming…......…………………….20.00

Foreign wire transfer
Outgoing……………..………………25.00
Incoming…………..…………………25.00

Coin counting (non-customer)………………..5.00

Drill safety deposit box………………..actual cost
Safety deposit box key replacement………….7.00

Collection Fees……………………………….5.00

Fax (per page)…………………………………2.00

Notary Fee
Customer………………………..no charge
Non-Customer……………………….5.00

Escrow fees
Monthly pay received to open – min……100.00
Acceptance charge – annual min……..…100.00
Closing Fee………………………………25.00

Indemnity Bonds……………………………...25.00

FREE CHECKING ACCOUNT
Opening/Minimum Balance of $100.00
No minimum balance after opening
No Monthly Service Charge Fees
Unlimited Check-writing Privileges

BUSINESS CHECKING
Minimum Balance $1,000.00
$10.00 fee if below $1,000.00
$.20 per check over 100 per cycle

SMALL BUSINESS CHECKING
Minimum Balance $500.00
$15.00 fee if below $500.00
$.25 per check over 25 per cycle

OVERDRAFT PROTECTION
Checking accounts offer account transfer for NSF/Overdraft.
$10.00 fee for each day service is used.

INTEREST BEARING ACCOUNTS

STATEMENT SAVINGS ACCOUNT
Minimum balance to obtain interest of $25.00

MONEY MARKET ACCOUNT
Opening/Minimum Balance of $2,500.00
$5.00 fee if balance falls below $2,500.00
within a statement cycle
Limited to 6 account transfers per cycle.
$5.00 closing fee

NOW (CLASSIC) ACCOUNT
Minimum Balance $1,000.00
$15.00 fee if below $1,000.00
$.20 per check over 50 per cycle

Call Bank for Current Rates
Rates may change at any time at our discretion