Begin saving for Christmas gifts ahead of time and open a Christmas Club Account.  Accounts are usually opened in early November in various denominations.  Christmas Club checks are issued in October, which leaves plenty of time for lots of shopping.Start saving for the unexpected and open a savings account with a minimum balance of $25.00.  Interest is compounded quarterly and a balance of $25.00 must be maintained to obtain interest.We offer various terms of certificates of deposit ranging from 31 days to 5 years.  Interest rates on certificates of deposit vary throughout the year.

* A penalty is required if you withdrawal the certificate early.

Save for your retirement by opening a traditional or Roth IRA.  Interest is set in an 18-month certificate of deposit and it is paid every six months to the account.

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